New member from North Carolina and I need some advice!

[Valentina Manzati]

Hello to everyone. I'm Valentina, I'm from Italy and I recently discovered this great community of BiggerPockets and I'm really excited to start investing in real estate. I'm in America with a seasonal H2B work visa, I move between Florida and North Carolina. I'm trying to invest in my first property but I don't know yet which is the right place to start (Florida or North Carolina). I would like to invest in long-term rentals and I'm interested in having monthly CASHFLOW, unfortunately my initial budget cannot exceed $20,000 as a down payment, and my credit score is very good. I accept advice on how to proceed, whether the best move is to ask for a loan from the bank or look for a lender or wait until I have more money. I repeat, I'm new to this sector and I would like to learn from those who are experts without making the wrong move even before starting.