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Updated 3 months ago on . Most recent reply
![Valentina Manzati's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3134414/1729011247-avatar-valentinam10.jpg?twic=v1/output=image/crop=576x576@0x0/cover=128x128&v=2)
New member from North Carolina and I need some advice!
Hello to everyone. I'm Valentina, I'm from Italy and I recently discovered this great community of BiggerPockets and I'm really excited to start investing in real estate. I'm in America with a seasonal H2B work visa, I move between Florida and North Carolina. I'm trying to invest in my first property but I don't know yet which is the right place to start (Florida or North Carolina). I would like to invest in long-term rentals and I'm interested in having monthly CASHFLOW, unfortunately my initial budget cannot exceed $20,000 as a down payment, and my credit score is very good. I accept advice on how to proceed, whether the best move is to ask for a loan from the bank or look for a lender or wait until I have more money. I repeat, I'm new to this sector and I would like to learn from those who are experts without making the wrong move even before starting.
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![Max Wilhite's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3069876/1720537321-avatar-maxw143.jpg?twic=v1/output=image/crop=200x200@0x0/cover=128x128&v=2)
Welcome, Valentina! Excited to have you in the community and hear about your journey into real estate. With your focus on cash flow, both Florida and North Carolina could be great options. Let us know how we can help as you explore your first steps!