What are the untold requirements of private money?

[Caitlynd Fawn Born-Dohm]

Hi guys! My name is Caitlynd and I live in Crystal River, FL. I'm 19, and just left a career in car sales. Right now, I am trying to purchase a short-term rental. I want to jump on this Airbnb/VRBO train, and while I do have good credit, I don't have 20% down, and I'm currently trying to get my real estate license, so I recently quit my very full-time job in car sales. I'm waiting to take my state exam and then I can begin work! Anyway, I want to use a private lender for the purchase of my Airbnb, but do I need to have a primary residence? So far, that is what I have encountered, and I do not have one. How can I fund my purchase? I can't use an FHA loan because this is not my primary residence, and I don't have two years worth of tax returns on commission. I have two years worth of tax returns, but only one is commission. However, I am ready to invest. I am willing to use creative financing to make this work.