Delaying a bank sale..?

[Mark Corl]

I'm in kind of a complicated situation.

I've lived in a house, in California, with my mother, that she bought in 2006. Last October she died and left me no way to make the mortgage payments.

I'm 52-years-old, disabled, collecting SSI. My mother left me a life insurance policy for $143,000, which I am the sole beneficiary of. I'm putting this money in a special needs trust, with the plan to find a mobile or manufactured house for about $100,000, which I figure I'll be able to buy out right with the money in the trust and be able to cover the bills with my SSI payment.

The loan company, (Ocwen), has filed the notice of default, and the time limit of three months, when they can set an auction date, is coming very soon.

My question is, I've been a resident in the house for 11 years and I'm disabled, and I'm wondering if there is any way to delay this happening. I'm not looking to keep the house. I'm looking at moving to another city, but I could use a little more time to get things planned out. Any help would be appreciated.