Are pullout couches worth it for STRs?

[Jonathan Stone]

Hey all.  I am working on fitting out our new place and we are considering different options for couches, futons, daybeds for our place.  It has one level that is a loft that is the main sleeping area that will host the only traditional bed and likely a day bed as well or possibly a futon.  The main level has the kitchen and dining area as well as some living space.  I am considering a couch that has the ability to convert to a bed but notice that many of the current models don't have a traditional mattress that you can put a cover on but use the cushions as the bed itself.  This makes me wonder if people would feel comfortable as it can't be wrapped in a standard mattress protector and the couch would be exposed to more wear when people sleep on it.  I could be overthinking it, just looking for some feedback on traditional "hide-a-bed" versus the newer style couch to bed conversions.  I could also just go with a regular couch.