URGENT Homeowners for STR

[Holly Polf]

Hi all- We closed on our first STR literally one week ago and today I was informed by my insurance agent that our homeowners insurance company cancelled our coverage because in their words "A HOME/DWELLING RENTED LESS THAN WEEKLY IS INELIGIBLE FOR COVERAGE." We were of course never deceptive, and they were aware it would be a short-term rental.

So now I am just praying the house doesn't burn down while my agent is trying to find another company. 

Anyone in Florida that can share who provides their coverage for their STR?

[John Underwood]

Yeah you can't have a homeowners policy for a STR.

This is better than finding out they won't cover you because you were renting it as a STR after a catastrophic event.