Bunk Rooms - are they legal?

Question

Considering investing in property where I would like to get more "heads in beds" by adding a "bunk room" in the basement. This is based off a house on 4 bedroom septic which has 4 legal bed rooms. There is a finished basement and bonus room above the garage, I've been to many rentals that advertise 4 beds but sleeps 16, you go down in the basement and there are like 14 beds down there. What is the legality of this? Where is the risk not worth taking when adding beds to certain areas/rooms?

I can't find any documentation online that really tackles this question. Trying to do everything by the book is pretty difficult but I also don't want to put any investments at risk.

I can't find any documentation online that really tackles this question. Trying to do everything by the book is pretty difficult but I also don't want to put any investments at risk.

Aaron Porter · Answer

In my 1st STR we had a bunk room and it was awesome. All of our guests raved how great it was for kids, and just extra beds.  We stocked it with a bunch of extra pillows, and sheets so that kids could make play forts, went to thrift stores and bought a huge assortment of children's books and had toys for various ranges of kids including things like corn hole, frisbees, soccer balls, and a wiffle ball set. We didn't do baseball because it was too easy to break windows.

In my last STR the city regulations only allow 8 guests in the home even though it is 6 bedrooms and almost 4,000 sq. ft.  The city also does regular check-ins and issues fines quite regularly to "unregistered or non conforming STRs that break the rules.  The city is also known to revoke occupancy permits if found to be breaking regulations.

So I would say check with your local governing board if there are any regulations against having a "bunk room".

Bruce Woodruff · Answer

I am not in the 'heads-in-beds' camp. You're just asking for trouble.....more people = more parties, period.

Michael Baum · Answer

Hey @Robert Saulnier, I don't think there is a real restriction on something like this. Our lake house has a bunk room on the lower level. It is open to the outside by a door and a full egress window.

So I think the main thing to worry about is egress. Can someone (a kid) get out of a window or another way right from the room. I wouldn't make a sleeping area without proper egress.

The next thing is of course the septic. A 4 bedroom septic is pretty large. You probably could get away with adding a few bunks if you setup septic pumping more often. 2x a year maybe?

Mason Jeffries · Answer

Call your local health department and ask that exact question. They are the ones who approve septic's and will have a definite answer for you. Adding to what everyone else is saying, as long as it is habitable space (finished floors, walls, and ceilings, heated and cooled, smoke alarms, egress) your probably fine to add some bunks. My rule is two guests per bedroom +2. Guest comfort is important. Just because someone can cram 20 people in a house, doesn't mean they should.

Nathan Gesner · Answer

I would verify with your insurance provider and I would talk to the Fire Department or Building Inspector to see if there are any limitations to the number of occupants in a given space. Confirm you have legal egress windows/doors.

I would consider whether the extra income is worth the extra wear-and-tear on the home.  Putting 16 people in a house designed for eight is asking for trouble.

And have you ever tried making those bunk beds? I have them in my STR and hate having to make them.

Leslie Anne Morris · Answer

In my experience, insurance has had a problem with bunk beds in general - it requires a rider and additional expense.

Brooklyn McCarty · Answer

I would make sure there is no local restrictions against it.

I would also make sure there are multiple fire escapes, egress windows, walk out doors, etc. IF you have all those things in place, then go for it.

Michael Baum · Answer

I personally don't worry about parties as we vet each and every guest. No instant booking and we cater to families specifically so those bunks get used all the time by kids. Sometimes adults.

Jake King · Answer

I personally would reconsider the "more heads in beds". We have noticed a few things when doing that:

1.) More likely a party house and ultimately your neighbors hate you

2.) Somebody in that large group will be a Karen or overly picky (ie pictures of a dust bunny in a closet) and then all of a sudden the booking becomes very needy and the guest will feel like they are entitled to $ off.

Aaron Schrader · Answer

I 2nd the egress window thing- make sure people can get out of a window if the basement door is blocked (fire), I'd also make sure to have a smoke detector installed and just for added extra maybe a fire extinguisher?  Otherwise if there's no restriction on it, I'd probably go for it if it makes sense in your rental market.  I live in an area that does similar, lots of "heads in beds" renting around Sturgis Motorcycle rally time.  Seems to work out for those involved.

Bunk Rooms - are they legal?

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