Short-Term & Vacation Rental Discussions
Market News & Data
General Info
Real Estate Strategies

Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal



Real Estate Classifieds
Reviews & Feedback
Updated about 2 years ago on . Most recent reply

How FHA Loans and AirBnB Can Work Together
Does anyone have any thoughts on this? My state is NC, and obeying the law is important to me.
Should I own the property for a year and then AirBnB it?
OR
Can I AirBnB the property with the FHA loan in place?
Thanks for starting the discussion! 😁
Most Popular Reply

- Olympia, WA
- 6,624
- Votes |
- 7,960
- Posts
Hey @Jordan Spillers, what @Jon Puente said is correct for the most part.
The one thing I would point out is that you can only have one FHA loan at a time. So you would want to refinance the property into a conventional if you want to take advantage of the FHA primary again.
You might want to think about buying a 4 plex with the FHA, living in one, LTR the other 3. Then move and refinance and do it again.
I have been thinking that this is an easier way to build up some equity and leverage for more properties in a shorter time.
Plus, it is SHORT TERM RENTING, not AirBNBing. AirBNB is a platform, STR is a legal description of what you are doing.