Looking to get my second property!

[Sean Starkey]

Here is my situation and if anyone can help that would be awesome. 
we bought our primary residence in Huntington Beach then got a HELOC on that property to buy a short term rental in yucca valley near Joshua tree national park. It is doing good and getting all positive reviews but we aren't cash flowing yet. I have 30k left in reserves and I just spoke to a lender to try and get my next STR but my DTI is too high and he said I will need a partner to get it done. He also said I could wait until my taxes come back to show that my yucca STR makes money but I don't want to wait. I want to get my next house now. He also said I could do a DSCR loan but rate is 8% and 2.85 points. If anyone could help that would be great I really want to get that next property and the next and the next and the next….