Financing with Multiple Partners

[Kiuny Perez]

Good Morning Everyone,

This may be a silly question, I did try searching YouTube and BiggerPockets for this answer but I'm still a bit stuck. I have two partners, we want to evenly split equity, any cash flow, and expenses. Is it best for all of us to go on the mortgage together, or is it best for one person to go on the mortgage so the other two can still utilize the 10% down. If we have one person on the mortgage, can we still have a title company add the other names to the deed? Lastly, would we all be liable in the mortgage? Definitely wouldn't want one person to feel like they have all the risk.

I realize I may be jumping the gun, but I want to be thinking a couple steps ahead if possible.

Thank you for any kind of help!