Owner to landlord due to pregnancy!?

[Joe Geist]

Very basic question here. I bought a townhome under my own name in oct 2020. Now my wife is pregnant and she bought (her name and money only) a larger townhouse in same zip. My question is do I have to worry about mortgage fraud if I try to rent my property a few months before the general 12 month “seasoning”. She was not pregnant when I bought my property. Or is this question void because the new property doesn’t even involve me. Or should I just call my lender and explain my situation? Thanks in advance to the BP community!

J-