Rehab almost done, Cash out refi with under 6 month Seasoning

[Tyler Evans]

First deal so new to all of this, we have a duplex that we're almost done rehabbing (should be done by end of May/early June). I am looking to cash out refinance as soon as possible as I have some pretty unfavorable hard money terms (3 pts/12%) and I'll have a significantly higher ARV once all is said and done (we did a pretty extensive rehab). Is anyone seeing 80% LTV cash out refi's for non-primary residences under 6 month seasoning period or have any advice on how I start looking? Also, ballpark for terms I should be looking for on a 30 year mortgage (points, interest rate, etc.)?

More info: Home purchased with hard money under our LLC but assuming we'll need to refi personally. Wife and I have solid W-2 jobs, low DTI, credit scores just under 800 and our only other property is our primary residence which is mortgaged. We're located in the metro Atlanta area.

Any advice is greatly appreciated!