General Landlording & Rental Properties
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated about 4 years ago on . Most recent reply
![Mark Perea's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1350475/1621511551-avatar-markp303.jpg?twic=v1/output=image/cover=128x128&v=2)
Rent paid in full due to credit
I have a prospective tenant that has a credit score of 627 we require a 650 score. I have been one to stick to my guns and had people to get co signers. But then he offered to pay the entire years lease up front. Is this a good idea or bad idea.
Most Popular Reply
I would take 1 years rent upfront if it's legal in the state. Credit score is not the only factor we look during screening. We also review no. of year on job or in a profession, etc. 23 points in not a big difference. 1 years rent upfront during this time. Please send your tenant to live in PA.