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Updated about 3 years ago on . Most recent reply

User Stats

224
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169
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Jason L.
  • Rental Property Investor
  • Delray Beach, FL
169
Votes |
224
Posts

One Tenant Pulled a Gun on Another. What Would You Do?

Jason L.
  • Rental Property Investor
  • Delray Beach, FL
Posted

I recently bought a duplex with one inherited tenant with a lease through May 31 and the other side vacant. The vacant side tenant moved in a few days ago, but there was already an incident (duh, you've read the title!).

As my management company described it to me, the new tenant's girlfriend (not on the lease) went for a walk, cut across the backyard on her way back, where she was confronted by the tenant on the inherited side for trespassing. I'm assuming they had never met. The inherited tenant pulled a gun, but there was no violence thankfully. A police report was filed by the new tenant.

It should be noted the inherited tenant's lease with his previous manager is extremely loose with the language regarding keeping the peace, but I do think there's enough to file a 30 days to vacate notice if we wanted to. I don't really know if that is the prudent move since the tenant could trash the place or force an eviction, but I am admittedly worried about another incident potentially occurring at some point before the old tenant's lease expires in May. My property manager wants to send a sternly worded warning and see if there is any backlash. What do you guys think?

I do worry about if I have any liability as well. My home insurance policy has $500k personal liability coverage, but does anyone think I should get an umbrella policy on top of that to cover potential future liability?

Most Popular Reply

Account Closed
  • Specialist
  • OverTheRainbow
909
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Account Closed
  • Specialist
  • OverTheRainbow
Replied
Originally posted by @Jason L.:

I recently bought a duplex with one inherited tenant with a lease through May 31 and the other side vacant. The vacant side tenant moved in a few days ago, but there was already an incident (duh, you've read the title!).

As my management company described it to me, the new tenant's girlfriend (not on the lease) went for a walk, cut across the backyard on her way back, where she was confronted by the tenant on the inherited side for trespassing. I'm assuming they had never met. The inherited tenant pulled a gun, but there was no violence thankfully. A police report was filed by the new tenant.

It should be noted the inherited tenant's lease with his previous manager is extremely loose with the language regarding keeping the peace, but I do think there's enough to file a 30 days to vacate notice if we wanted to. I don't really know if that is the prudent move since the tenant could trash the place or force an eviction, but I am admittedly worried about another incident potentially occurring at some point before the old tenant's lease expires in May. My property manager wants to send a sternly worded warning and see if there is any backlash. What do you guys think?

I do worry about if I have any liability as well. My home insurance policy has $500k personal liability coverage, but does anyone think I should get an umbrella policy on top of that to cover potential future liability?

 Call the tenant and say "I hear there was a little mis-understanding the other day, can you tell me what happened?" Let him give his side of the story so that he feels he's been heard and understood and then just say "Got it, I'm glad there won't be any problems going forward, because I like keeping you as a tenant. Thanks for your cooperation." "Let me know if you need anything".

With that, drop it. Let the police report play out, which can take a year if the prosecutor decides it's worth pursuing. He's on notice and it will be easier to get rid of him going forward if you don't lay too heavily on him now. 

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