Seller Finance Property in Buffalo NY.... Dodd Frank...

[Scott Brown]

I have a property that I NEED TO SELLER FINANCE.  I don't want to be the landlord due to the age of the property and potential city landlord requirements.  The home is not in bad condition it's just that it's 100 yrs old and I refuse to deal with the city as a landlord...(Just had to do 10k in Daytona Beach on a rental NEVER AGAIN) ...Having dealt with this and the nightmare I need to seller finance the home vs renting it.  

That said, I ran ads and talked to 40 people, I picked the one that hands down had the best ability to pay the monthly payment.  The potential new buyer owns a tattoo parlor and makes about $100,000 a year.  ( I reviewed all of his payment receipts) The issue is it's all cash and it's not in a bank to prove he has the money.   I get it that he's not playing by the rules but he has NO DEBT, owns his own business and makes good money, so how do I qualify him as NON-QMbuyer.   (No taxes were filed) 

I not looking for "You can't do this". I'm looking for "How do I do this", this potential buyer is the best applicant and should be able to find a compliant way to get him Dodd-Frank compliant.   

So what options do we have to "Prove ability to Repay" 
Thanks in advance for the replies.