realprotect vs american modern for landlord insurance

[Rukmangathan Balakrishnan]

Hi all, Closing my first rental property in NC. I am an out of state investor. I have quotes from realprotect(Norton) $750 for 130k replacement/2500deductible/1Mil liability and $550 from American Modern for $124k/2500 deductible /500k liability. Both of them i havent heard off. RealProtect seems from NREIA, and American Modern seems to have very bad reviews. 

Bignames, Allstate (requires another auto/home policy), Liberty (required a primary address at NC to cover a rental at NC) didnt work out.

Wanted to know your experience with these Realprotect and American Modern. 

Thanks

Rukku.