Cash Out Refinance Suggestions

[Tyler Maten]

Hello bigger pockets crew! I have a property in Grand Prairie, Texas that was purchased with cash back in April that I'm trying to do a cash out refinance on. This is my first refinance, and the lender I spoke with told me that I was over their limit for the qualifying debt-to-income ratio. This lender was kind of a bigger player in the industry, so I was wondering if there are any smaller "investor friendly" lenders out there that work in Texas, and people have experience working with. Also, if you have any suggestions or tips as I go threw this refinance process would be great to! Thank you so much for your time in advance!