homeoner insurence or Non-owner occcupied landlord insurance???

[John T.]

How are you, my name is Juan. I was reading some post and I just read something that made me believe I might be wrong about the insurance I got. I have a rental property in Indianapolis, and I just get a homeowner insurance, with a high liability, but now I read that what I should do is to get a Non-owner occupied landlord insurance. I had no idea. Should I cancel my current policy and get that type of policy? Are they very different or would be better to get both?. I am very confused about this right now. I hope someone can really put some light into what the people who are landlords and in the business of rental property really do. 

Thank you so much to anyone who take the time to write and give some help.