What type of insurance do you carry for your rentals?

[Thuy Pham-Satrappe]

Do you carry a Homeowner's Policy, a Landlord Policy, Fire Insurance, or another type of insurance for your rentals? I've heard so many different options I'm not really sure what to ask to be quoted.

Also- do you get a different/ separate policy while the property is vacant and being renovated?

Thanks in advance!