Insurance coverage on external water pipe

[Chris Maudlin]

Hello BP Community! I recently purchased my first SFH in January, have a tenant that moved in at the end of March and was excited to get my first check from my property manager for the April rent, until I received a call from my PM today that the water pipe coming into the house has burst.

At this point I am not 100% on all the specifics as I am a long distance investor in CA and the property is located in Fort Wayne, IN. However from the initial call with the plumber who responded to the call the leak is between the street and the main city water line and the house and most likily right outside the house.  The basement had four inches of water however that drained out once the city turned off the water at the street.  Unfortuantly the leak has caused the front porch to destabilize and seperate from the house. 

According to the plumber, the city of Fort Wayne requires replacement of the pipe all the way back to the street.  Due to the shifting of the front porch he does not want to replace the pipe in the current location and is recommending laying a whole new pipe and drilling a new line into the house. He is quoting me $8,600-$11K just to run a new line to the street and I will still be looking to stabilize and fix the foundation on the porch.  

My questions to the BP community are:

1. Has anyone dealt with a similar issue of having the water pipe break leading to the house? 

2. If so was the damage and repair to the external pipe covered by your homeowners Insurance policy? 

3. If you did have damage from an external pipe that caused additional damage or foundation issues were these items covered by insurance?

Thanks in advance for any feedback or advice!