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Updated over 13 years ago, 04/23/2011
Everything else okay, but extra addresses on credit report?
The applicant listed one rental address on their rental history and said they were living in Brazil before then. But when I pulled the credit report there are other Florida addresses listed from years ago. I checked their reference for their current address (an apartment complex in this area) and the reference came back fine (paying on time, etc.). But on the criminal there is a speeding ticket from ten years ago that lists a South Florida address that is not on the application.
Should I approve if the employment verification comes back okay, or reject, or try to get more info. from the applicant on the addresses? Credit was so so--not horrible, but on $800 item currently listed as in collection, and one charge off from 10 years ago for $5000 from Chase Bank. No credit score listed. Thanks.