Switch to Landlord Insurance policy... New Roof required??

[Doug Spence]

Hi All! I recently moved out of my first home and got some renters in the home. I switched my policy from homeowner to a landlord policy, and the insurance agent told me the company would be sending out someone to visually inspect the home. The inspector dude says it needs a new roof, which in the Pensacola area costs around 8k for a house my size. 

Has anyone run into this issue? I asked the insurance agent to shop around for another policy in hopes that another company won't do the inspection at all or will just require some inexpensive repairs. I have the cash for a new roof but would rather not pay the expense. 

Is it worth it to shop around or should I just fork over the cash?