how to get home equity loan

[Frankie Betancourt]

Hello i have a quick question how can i get a home equity loan/credit on my home if it is fully paid off? well my mother owns 3 homes. and they are all fully paid off i would like to get a loan on one of the homes i looked online it it said the value is not worth much maby 50-70k? but in order to qualify for  a home loan will someone have to come and look at it and inspect it in order for it to pass what types of things do they look for?