How do Banks feel about LLC's

[DAVID GAGE]

I have 4 SFH's, 3 are paid for. I purchased 3 within the last year and would really like to buy more. If I choose to do so I will need some help from a lender. I haven't put any of my houses in an LLC yet. I do have a $1M umbrella policy. The reason I haven't put any houses in the LLC yet is that I've heard that banks really frown on lending to LLC's so I'm guess I'm wondering what I should do. I've also heard that I must own the properties for a year before they will loan against it? Should I put the properties in the LLC or wait till after I get a loan? Any help would be greatly appreciated.