Property Insurance Coverage

[Steve Fitzgerald]

I'm thinking about putting my rental property with the same insurance company that I use for my primary residence so I can get an umbrella policy from them. The premiums between the two companies are different. I'm trying to determine what coverage levels I really need to have. What coverage levels are you using? Do I really need to the back flow protection that is suppose to pay for damage caused by a sewer line backup, etc.?