Rental Insurance via Airbnb

[Zach Milburn]

This is my first post on here so I apologize in advance if this is slightly off the mark. 

I am interested in renting one of my properties for a short period of time before either selling it, listing on Airbnb as a day-to-day thing, or rolling it into a full-time regular rental unit. That said, I don't necessarily want to go through the process of setting up regular renter's insurance, contracts, credit checks etc. with a 2-3 month rental. 

I've looked into Airbnb's rental policy, and it seems to be pretty comprehensive. Considering that their commission rates are relatively low, it almost seems like the logical thing to do to just rent it out month-to-month using the Airbnb platform. The tenant would then be covered under Airbnb's typical insurance policy - and although I understand it is highly recommended to have backup insurance - they don't require it. 

Has anyone had any experience here? Again, I would rather be over-insured than under insured, but there might be some less cumbersome ways to set up a legitimate system for a situation like this with the help of the Airbnb platform.