Tenant applicant - Chapter 7 discharged 6 months ago

[S Harper]

I have a tenant applicant who had chapter 7 discharged and assessed amount paid 6 months ago.  His app states it was due to problems when owning his own business.  He has a union job for the past two years making well above the 3x rent, has two credit accounts (both opened since ch 7 discharged) that are paid on time, has credit score of 600.  His lease is not being renewed at the current place after 2 years (rent is the same as we are asking).  I have a message in for the landlord, but it is an llc (not a big complex or rental management company) so I am interested to see how forthcoming he will be.

I have read the old posts about tenants who are still going through bankruptcy, but what do you think of someone who has completed the process this recently?

Bigger deposit or run away?  

[Thomas S.]

In all honesty your other applicants are not potential tenants at all. Don't even waste your time reading their application.

You can not seriously consider the chapter 7 until you have more applicants to compare with. Put his application on hold for the time being.

An empty unit is far preferred over a bad tenant.