Refinancing question

[Amit Barman]

Hello,

I apologize if this is a repeat question.

I bought and renovated a property with cash, Now I would like to rent it out and refinance to cash-out. I purchased and flipped it for total around 30K, and it is appraised around 65K, so even with 70% financing, I can get my capital out. With local rent of 1k, I will have a good LTV.

I bought the property in my name, however I would like to set up a LLC for rental properties.

Now, here is my question, can I get the refinancing done through LLC so that it does not show in my personal credit? I just don't want to limit my purchase power showing this as another personal mortgage. With positive cash flow, I wonder why can it not be treated as a commercial property. Someone told be with newly formed LLC, I can not get refinancing. Is that true? I have great credit score(above 800), and can give personal guaranty on the loan.

Any suggestion will be very much appreciated.