Tenant Screening Question

[Dale Mathie]

Hello,

This is my first post here, usually I just lurk so I can learn, but I am renting my first house, and I have an applicant that I am unsure of.

The applicants job checked out (pay stubs and contacted employer), only criminal record is driving related, and has a rentwise score over 800.  What concerns me is the rest of his credit.  He apparently is going through a divorce and returned a car, and was sent to collections over non-housing related items.  His residency screening has come back clean so he has no evictions or foreclosures etc.  He also makes 3 times the rent, even after deductions.  Is there anything to be worried about with these delinquent items on his report or am I just being too cautious? 

I pay someone to screen tenants, so I haven't had the chance to talk to him yet, which I plan to based on the credit report.  Any advice?

Thanks in advance