Insurance cost on a fully rented duplex?

[Joseph Kirk]

Hi, I am located in NJ. I purchased a duplex last year and lived in one unit. My insurance was approx $1000/yr. Now i plan to have it fully rented and the policy is looking to be $1860 for the year. Is this reasonable? I’d like to say I have a good relationship with my insurance guy and he told me it’s a fair price but I don’t have anything to compare it to. it’s a 1500 sqft up & down duplex with new roof & detached garage with basement if any of that matters.

Thoughts? Thanks