Would you approve these applicants?

[Mike Mendes]

Hello BP community. Need some advice on how I should proceed with applicants I have for one of my rental properties. It is a couple and the woman is taking a job as a OBGYN making $347,000/yr . Her credit score is great and her screening came back flawless. However, her boyfriend who she will be living with has a prior eviction, and over 20 late payments between his auto loan and credit cards. I want to approve them just based off the woman alone but I'm wondering if I should think twice being that the boyfriends screening came back so underwhelming. How would you handle this situation?

[Kai Kopsch]

Trust your gut instincts with posting it on BP; you already know there are too many red flags. An OBGYN quickly gets a million-dollar mortgage, and homes in this category are the best deals in the CLT metro area; you can buy homes $800K+, sometimes 20% below tax value in Mecklenburg County in 07/2023.