Flood insurance worth it?

[Amir Navabpour]

I just realized that one of my rentals in Lees Summit is in a flood zone. According to Redfin its in an area of "Severe" risk of floods. I got a quote from my Insurance broker, and he was saying flood insurance is a tough call from an ROI perspective as they are so rare, but if they happen the damage is insane. The property is worth about 235k, and the annual premiun would be 750. Curious if you would pull the trigger or not?