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Updated about 3 years ago on . Most recent reply
Handyman fell down the roof
Hi all. I am wondering what my liability is when someone fell down my roof. Recently it was raining hard. Tenant called me, and I asked another tenant who had repaired roofs for me before. He has no license. He then took his neighbor along with him. The brought the neighbor's ladder to the home with the roof leak. The neighbor went up the roof then the handyman tenant went up too, but while near the roof, the ladder slid and he fell to the concrete driveway. He was in and out of consciousness and spit out blood. He is now being incubated. He has been a good and friendly tenant to me. The neighbor who went with him said the roof was fine except a small hole near a pipe, and he patched the hole. My concern is how liable I am for his injury?
Thank you,
Kim
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![Matthew Olszak's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/338350/1683658737-avatar-kazslo.jpg?twic=v1/output=image/crop=4016x4016@209x0/cover=128x128&v=2)
I'd change/limit your name on here asap before google catches this page and your statements/admissions.
Call an attorney and have them submit any necessary claim to the insurance company. This may go nowhere, the injured person might feel it was their fault and eat it. But a family/friend bird might chirp in their ear about going after you. Or their health insurance provider might subrogate the claim and go after you and your insurer for what they had to pay. I know when I injured my knee at home, my health insurance provider had me fill out paperwork detailing the circumstances of the injury and certify it was not employment related.
Regardless of the employment situation, someone was injured on your property, so you may be liable to them.