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Updated over 3 years ago, 07/19/2021
Best Credit Card to Use While House Hacking
Recently purchased a property that I am House Hacking and looking for advice on which credit card would be best to get to cover recurring utility expenses, maintenance expenses, and future capital expenditures in order to maximize rewards/cash back. This would have to be a personal card instead of business card as I have not yet opened a LLC for the property due to me using the VA loan for purchase (can't quite put the property in a LLC just yet). I have excellent credit and pay off all debt each month. I know everyone has their opinion on which card is best, so just trying to see if there are any that I might be missing that could be perfect for this situation. I'm open to suggestion both for points and cash back cards.
Cards I'm looking at currently include:
- Navy Federal Visa Signature® Flagship Rewards Credit Card
- PenFed Power Cash Rewards Visa Signature Card
- Alliant Visa Signature Card
- U.S. Bank Cash+ Visa Signature Card
- I'm pre-approved for most, if not all, Chase Credit Cards