Refi 30 to 15, Reasonable closing costs, Reasonable rate?

[Mike Smith]

Hi all,

I have a 30 year fix rate mortgage on a primary residence with a HELOC. I see 15 year teaser rates all over the place "less than 2%..." Each place I call the rate always ends up being around 2.4+/- and I'm fine with that rate (I get it they have to tease). Thing is I don't find a single place with closing costs less than 3K and I'm not fine with 3K. Especially when my primary was $700 closing costs. Anyone have any recommendations on some low closing cost refi lenders (note I'm in Ohio).

Thanks