Credit Union? Should you be apart of one?

[Sarah Reyes]

Hello all!

I bank with an online bank.. major bank and am considering a credit union.

I have some debt to pay off.. taking the next step to save for my first house (to househack).

Would it be wise to enroll with a credit union to ask for a loan to pay off debt and possibly help with the first home?

Thanks in advance for the advice!

Living here in Southern California, by the way.