Getting started financially

[Nicholas Groover]

Hello everyone, I have a question for some professionals and financially savvy people. I want to get started in real estate and I know first I need to get my finances in order, and I have always been great financially. It seems with having a girlfriend that lives with me and a baby on the way that I cant seem to save any money. I dont make a ton of money but probably 45k a year in AL, I do have a 401k where I have 4k in. Would you cash that out in the future maybe when it grows to 10k or so, or just keep trying to save. Currently trying to find a better paying job. I also sell insurance on the side. I am a few thousand in debt (credit cards). Any advice would be great. Thanks!

[Randy Bloch]

Agree with Cole. Don't touch the 401k and continue to contribute up to your company's match. You won't find a better REI than the free match. Payoff you credit card and don't carry Cc debt. Figure out how to max your earning and find a duplex to house hack to get started.