starting the process of getting a credit score as non us citizen

[Gil Ganz]

hey

i am a non us citizen, starting to invest in rental properties in the us, soon buying my first property (100% cash), my plan is building a credit score so next property i buy (let's say 18-24 months from now) will be with a mortgage. opened up a bank account in the us and i have a debit card, i'm trying to understand what exactly is the plan i need to follow in order to get a credit score (and a good one) and i'm having troubles putting all the pieces together. is there anyone here who already did this and can shed some light?

[Ashish Acharya]

@Gil Ganz, 

Of course you can. You live here right ? I am assuming you don’t have credit cards or loans here in US. 

You need to apply for a credit card first. If you don’t get approved, banks will have something called prepaid credit, you deposit money and take credit for the same amounts.

Getting a car loan helps greatly too. And it’s easier than getting credit card because dealership do anything and make loans happen to sell you a car.(I paid 11% interest). 

The more types of loans you have the better. 

Getting a loans when buying a big purchase such as TV or furniture is a good idea too.