Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Personal Finance
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated almost 14 years ago,

User Stats

42
Posts
12
Votes
Hoang P.
  • Residential Landlord
  • Cincinnati, OH
12
Votes |
42
Posts

What happened to our credit score ?

Hoang P.
  • Residential Landlord
  • Cincinnati, OH
Posted

Maybe some expert in here can tell me what's going on?
In the last 3 weeks, me and my wife went to 3 different banks and tried to obtain a loan. Fifth Third pulled our credit score on the spot from Trans Union on Mar 11th, my score was 739, my wife score was 794 (didn't go through with the application). Second week, went to US Bank, applied for commercial loan and still waiting to hear back from them. We were told that it takes 4-6 weeks for them to do whatever they needed to do, I don't know if they pulled our credit score yet or not. This week, we went to another bank applied for different type of commercial loan, got approved in 3 days and they pulled our credit score today (also from Trans Union). My score of today is 720 (down 19 points), my wife score is 814 (up 20 points). I'm confused, how come my score went down and my wife score went up ? Any explanation is appreciated.

Loading replies...