Ready to Jump Into REI....but...

[Natasha Onochie]

My name is Natasha and husband and I have a lot of equity in our primary residence (located in MD) and would like to do a cash out re-fi to get rid of the PMI on the loan and jump into the REI game. However, we have yet to actually jump because our credit isn't the strongest and I would like a few more months to get my credit score higher. Curious to hear anyone else's experiences and/or guidance.

We are new to the SLC area, would love to hear from folks in the market.