Does anyone save in a Capital One 360 account

[Gina Birdsong]

Hello everyone

I have been saving in a Capital one 360 account that yields 1.0 APY  I opened a business checking and saving account at a local bank that I would like to build a relationship with for investing. I cannot believe the different types of fees. It seems like they penalize you for everything. Should I keep the money I have saved for down payments in the Capital One account and just move it when I need it or am I focusing on the pennies instead of the dollars?