Where do you park you money?

[Raymond Leung]

I currently have some cash (my army) that I am building up for a down payment on an investment property sitting in a Barclays 1.20% APY savings account (Earnings peanuts). Waiting for that perfect moment to pounce a on deal that comes along. Many moons have passed I am getting restless, antsy and perhaps a little trigger happy to pull on a sub par deal. I am certain the returns would be much greater invested in a Multi family home. With that said, where do you keep your army of cash while waiting for an opportunity?