Settling on debts in collections before investing

[James Roux]

Hello guys just need to get some advice as for my route to getting ready for investing in real estate. I feel like it would be a good idea to clear all my personal debt before I even begin. I'm 27 and I had a student loan for 33k in collections I just recently settled on it for 8k was this the right move? Will negatively impact my credit? should I be trying to pay full balances or just settle on everything as low as possible? removing this debt just cleared about half of all my total debt? Should I just be really aggressive clearing things up this year as far as debt goes or should I just focus on saving for a down payment on a rental property? I had a 620 credit score before this collection settlement Im hoping this doesn't negatively effect my score even more. in hindsight I guess I should of asked this before I settled on the debt but it was driving me crazy.