Should I Hire An Attorney For Debt Settlement?

[Greg Johnson]

Hi everyone! I'm trying to decide if hiring a debt settlement attorney is the right move for me. I'm dealing with a lot of debt, and it's starting to feel pretty overwhelming. I’ve heard that a debt settlement attorney can help negotiate with creditors to reduce the total amount owed, which sounds appealing, but I'm a bit unsure if the cost is worth it, especially since some charge high fees.

Has anyone here worked with a debt settlement attorney? Did it make a noticeable difference, or would you suggest other options like credit counseling or negotiating directly with creditors? I’d appreciate any advice or insights—thanks!