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Updated 13 days ago, 12/03/2024

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Tom Stevenson
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HELOC vs Taking money out of the stock market

Tom Stevenson
Posted

Hi everyone,

I’m new to real estate and could really use some guidance. I currently own my home I live in (not paid off) and have one rental property that’s fully paid off thats profiting about 1k a month. I also have about $200k invested in the stock market (not retirement account).

I’m looking to buy my next investment property to grow my portfolio. I’ve heard about home equity loans and HELOCs, but I want to keep my money in the stock market to maintain some diversification.

My question is: would it be wise to take out a home equity loan for the full $200k to keep my stock investments active? Or should I consider withdrawing smaller amounts, like $100k?

Any insights or advice would be greatly appreciated!

Thanks in advance!

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