Business Credit Cards

[Rafael Perez]

So I'm new to owning a General Contracting Business and we just got approved to renovate a 10-unit apartment complex. We are in charge of ordering ALL material for the entire rehab. Since we will be receiving reimbursement checks, I want to take advantage of benefits offered from BUSINESS CREDIT CARDS. So I have a variety of questions since I am still new to this all:

1. Is applying for a business credit card as simple as filling out an application online? I'm looking at the Southwest business CC.

2. Do I need a business credit score? We have a relationship with the banker we use for our LLC and all he asked for was how much we make from the business and my personal credit score and hooked us up with a $5,000 credit card limit.

3. Do you need to have a checking account with the bank you want to use a credit card for?

Any and all information helps! Thanks in advance