Credit Unions/Banks For Financing (CT or National)

[Alyson Augenstein]

I am looking for recommendations of credit unions or banks, either in Connecticut or National, that is flexible in terms and mortgage products offered. I recently heard of some credit unions that allow for the spread between the purchase price and the appraised value (assuming its higher) to act as the equity/down payment in a loan. Does anyone know of an institution that offers this? If not, I would appreciate any recommendations.

Thanks!