Looking for a Lender - North Carolina

[Josh Prettyman]

I'm living in Salt Lake City, UT and looking to invest in North Carolina. I am working slowly with Wells Fargo here in Salt Lake but I'm looking for educated multi-family lenders in North Carolina. Anywhere between Charlotte - Raleigh or down towards Fayetteville. I've spoken with a few small banks out there but terms they gave me were less than desirable. This was for both 4 and under and 5 or more unit properties. 20 yr am is the longest available, lowest 5.5% interest, at least 20 or 25% down... Looking for less down if possible, 25 year or 30 year am, sub-5% interest rates. Am I being unrealistic? Looking for properties under $300k that I would NOT be living in. Plan would be to hire or keep in place the PM company and have a healthy cash flow.