Florida title insurance companies do not endorse. New policy or General Warranty Deed?

[Christopher Russell]

My family and I own a condominium building and we want to reallocate certain units within the building. In Florida there are no "endorse" options within a title insurance policy. The only thing they will do is provide a "reissue" credit, which is minimal. If I transfer a unit to my brother in the form of a general warranty deed I will void out the TI policy; but I would be able to sue him which would allow the policy to be active. I would prefer to just get title insurance again and have the reissue fee applied, but the title companies want to do the entire process all over again which is going to mean approx $900 per unit, x4 units=$3,600. For that kind of money I'm debating if I should just bite the bullet and not have the policy, and sue in the future if required. Mind you, all of the units were involved in short sales, foreclosures, and one bankruptcy so I am not confident in that history. But on a positive note Fidelity, Chicago and Stewart all issued owners policies; so there would have to be three of the largest companies all making mistakes! Florida is horrible by not allowing endorsements within the family, WHAT TO DO?! Any OPINIONS would be much appreciated.