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Updated over 5 years ago on . Most recent reply

Robert Fritsche's profile image
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Robert Fritsche
  • from Newport Beach, CA
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Robert Fritsche
  • Newport Beach, CA
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Tax, SDIRAs & Cost Segregation

Loan or Cash-Which is better dollar for dollar.

Robert Fritsche
  • Newport Beach, CA
Posted

Which is better dollar for dollar?

Tax wise, If I purchase a condo for $100,000, would it be better to pay cash for it or better to finance it? 

Income level around $150,000. 

Wife and I with no dependents. 

Only debt we carry is current mortgage.

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Eamonn McElroy#5 Tax, SDIRAs & Cost Segregation Contributor
  • Accountant
  • Atlanta, GA
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Eamonn McElroy#5 Tax, SDIRAs & Cost Segregation Contributor
  • Accountant
  • Atlanta, GA
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As @Steven Ko mentioned, if viewed solely from a tax perspective, financing is always going to be better than straight cash.  However there are many other sides to the decision that need to be considered.

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